Money-hub provides a growing source of on-line personal finance information for individuals, businesses, trustees, charities and legal professionals. It is provided by Fraser Heath Financial Management, a firm of Independent Financial Advisers in Bristol with clients across the South of England. We provide a number of specialist websites that help you make decisions on particular issues, or which give you the confidence to know that if you are seeking financial advice in one of these areas we have the expertise to help.

All our websites are linked together from this hub, and we'll be adding new content on money-hub in 2010 and beyond.

Fraser Heath Website Our main website tells you more about who we are, what we do and what makes us different. It includes a regular blog on topical issues, the minutes of our monthly investment committee meetings and client newsletters.	Planning on Divorce The financial plans you once had will be torn up on divorce. Financial decisions you make before, during and after your divorce will affect the rest of your life and you're making these decisions at a stressful time. We can help you make informed decisions.	Retirement - The Third Way If you're getting close to retirement you are probably thinking about how much investment risk you should be taking and pondering over annuities or drawdown. We explain the Third Way.
With Profits Health Check Sales of with-profits policies have plummeted and confidence in with-profits as a savings plan has never been lower. But making a hasty decision to exit with-profits can be very expensive. We can help you make an informed decision on your policy.	Aviva's Reattribution Policyholders who accepted Aviva's reattribution offer should make a decision about whether to keep their policy following their decision to relinquish rights to the Inherited Estate to Aviva and Aviva's payment of the last Special Bonus. We help you decide if you should seek a with-profits health check.	Phoenix Pension Scheme On 1st January 2010, almost 50,000 policyholders in Phoenix (ex-Sun Alliance) with-profits pensions will have lost their Guaranteed Pension Rates and instead received a significant uplift in the value of their pension plan. Should you stay or should you go now?

Important Note: The information on this site is designed to inform you about Fraser Heath's websites. Ideas mentioned are not a recommendation. Any decision you reach based on reading our websites is your personal decision and Fraser Heath accept no responsibility for any loss suffered. For a personal recommendation, please contact us.